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Deluxe Quick Fit Binder features a spine label that wraps around to the front cover for easy insertion and identification of contents. Front cover takes a full letter-size sheet that can be customized with free online templates. Overlay resists ink transfer. Space-saving binder design includes a double-hinged cover that takes up less space on a shelf. Unique, easy-to-load Quickload ring design saves time. Back-mounted, steel D-rings also allow pages to lie flat. 5 ring capacity holds approximately 950 sheets. Commercial-grade, heavy-duty construction is designed for frequent reference and longevity. Deluxe binder has two clear inside pockets and exposed rivets."